630-393-3111
4200 Cantera Drive, Suite 200 | Warrenville, IL 60555
Recent Blog Posts
High Income Divorce Can Change Child Support Calculations
The process for determining child support payments is mostly standardized during Illinois divorce cases. An Illinois divorce judge is likely to adhere to the state’s child support formula, which was recently changed to an income shares model. The parents’ net incomes are combined, and each parent will pay a proportionate percentage of child expenses based on comparative income and the division of parenting time. Illinois’ child support law gives divorce courts discretion in determining the payment in certain circumstance. Thus, child support in high income divorces may be calculated differently than when using Illinois’ standard model.
State Guidelines
In response to the new child support law, the Illinois Department of Healthcare and Family Services created a new income shares table for determining child support obligations. The table uses the parents’ combined monthly net incomes and the number of children they have to calculate how much of their incomes should go towards supporting their children. Each parent pays a share of the child expenses that is proportionate to his or her share of the combined incomes. However, the table ends at a combined monthly income of $30,024.99. Illinois law states that the court can use its discretion in determining child support when the combined income exceeds the limits of the table. The only stipulation is that the child support obligation shall not be less than what is listed for the highest income in the table.
Preparing a Legal Guardian for Your Children
Protecting your children means preparing for their needs in case you can no longer be their parent. Your death, incapacitation or incarceration would prevent you from performing your parental duties. Planning for your absence is particularly important for single parents. If the other parent is not available to assume the allocation of parental responsibilities, your children must have a legal guardian to care for them. You can appoint a standby guardian to immediately take care of your children in the event that you are no longer able to.
What Is Guardianship?
A guardian is a person that a probate court appoints to oversee a child’s care when a parent is unable to. The legal parent retains his or her parental rights during guardianship and may reassume parental responsibilities once a court determines he or she is capable of doing so. To qualify as a guardian, a person must be:
Safeguarding Your Business During Divorce
Business interests are regarded the same as other properties during a divorce. If your business is classified as a marital property, it is part of the equitable division of property between spouses. While you both have a stake in it, the business may be more important to you if you are the primary owner and operator. It is your life’s work, as well as your main source of income. During the divorce, you want to:
- Maintain control of your business; and
- Keep the assets that your business needs to succeed.
In order to protect your business during a divorce, you may need to compromise on other marital properties.
Business as a Marital Property
Determining whether a business is a marital property depends on when ownership began and the financial investment of each party. If you started or purchased the business while married, it is a marital property. The business may be a non-marital property if your ownership predates the marriage. Non-marital assets are not included in the division of property, though your valuable individual assets may be considered during the division and when determining maintenance. A business that you started or purchased before your marriage may become marital property if:
Unfit Parent Claim Can Restrict Visits
Illinois law presumes that both parties in a divorce are fit parents, allowing them an equal right to the allocation of parental responsibilities. The parenting time and decision making may not be evenly split between the parents, but the divorce settlement will give reasonable responsibilities to each side. However, a court can limit or deny a parent’s responsibilities if it determines the parent is a threat to the child. Unfit parents may be required to use supervised visits in order to see their children.
Determining Unfitness
A parent can claim that the other parent is unfit during or after the divorce. Because of the presumption of fitness, a parent who believes his or her former spouse is a danger to their children must provide evidence to support the claim. A court needs documentation or reliable testimony that a parent may harm a child’s physical or mental health, such as:
Getting Divorced After a Short Marriage
After their actual honeymoon, newly married couples typically go through an extended honeymoon period, when the excitement and happiness of marriage outweighs any negatives. Researchers estimate that the honeymoon period typically wears off after three to five years, when stresses test the strength of a marriage. Some marriages do not survive the test, as studies in the U.S. show that approximately 20 percent of first marriages and 31 percent of second marriages end within five years. In rare cases, a couple may not need even a year to realize they made a mistake. Settling a divorce after a short marriage involves many of the same issues as longer marriages, but the duration of the marriage may affect how the issues are decided.
Division of Property
Illinois requires divorcing spouses to equitably divide their marital property, but a court is allowed to consider the duration of the marriage when determining the division. Courts will generally put greater importance on fairly dividing property in cases involving longer marriages, though there is no official number of years that are required for a longer marriage. For short marriages, it is also important to distinguish between marital and non-marital property. Spouses who have not been married for long are less likely to have accumulated shared assets, including:
How to Act When Divorce Catches You By Surprise
Everyone would like to believe that they understand the status of their marriage well enough to know when a divorce is imminent. However, some people are caught off guard when their spouse asks them for a divorce. Suddenly being served with divorce papers can be emotionally jarring. Your immediate reaction may be to ask yourself:
- How did I miss the signs of my marriage falling apart?
- Can I save my marriage?
- What will happen to me and my children after a divorce?
While it is natural to feel shocked, you must prepare yourself for what is likely an inevitable divorce.
Legal Representation
Regardless of whether you believe there is a chance to reconcile your marriage, you should immediately search for a divorce lawyer to represent you. Because your spouse requested the divorce, he or she likely already has an attorney. The longer you go without an attorney of your own, the greater disadvantage you will be at. A divorce attorney can immediately explain:
Summer Break Planning for Divorced Families
Summer break is just around the corner for children in school. While this is normally a happy family time, it can be a shock for children whose parents have recently divorced:
- Spending more time at home may remind them that their family has broken up;
- Family summer traditions may be changed or eliminated; and
- Summer parenting time schedules can greatly vary from the regular schedule.
Parents entering the first summer after a divorce may need to change the normal summer routine to prevent their children from getting the summertime blues.
Dealing with Absence
Divorced parents often have a revised parenting time schedule during the summer months. They can take advantage of the schedule flexibility by planning for the children to have extended visits with each parent. The children can spend weeks rather than days with the parent they do not normally live with. However, it may be the first time that the children will go weeks without seeing the parent that they live with. If you are anxious about being separated from your children, you should remember:
Identifying the Silent Killers of a Marriage
Dramatic conflicts can kill marriages. When a spouse is cheating or abusive, it is easy to predict that a couple will seek a divorce. However, many marriages die slowly and for reasons that others may not understand. There are silent marriage killers that do not manifest as direct conflict but will gradually create a divide in a relationship. While it can be difficult to detect these killers, spouses who are aware of them may be able to work through their problems and maintain their marriages.
Lack of Communication
Not talking with your spouse is literally a silent killer in a marriage. You both need to communicate to express how you feel and show that you care about each other. You may have stopped having meaningful conversations in order to avoid conflict. You may be distracted by work or personal interests. Checking social media, in particular, has become an addicting hobby that draws people’s attention away from live interaction and towards their phones. Improving your communication may take a conscious effort:
Handling Your Life Insurance During a Divorce
Getting divorced in Illinois does not automatically kill your former spouse’s right to benefits from your life insurance policy. You can agree to give your former spouse some benefits in case of your death or choose someone else as your primary beneficiary. If you are responsible for spousal maintenance or child support payments, your former spouse can receive life insurance benefits as compensation for the payments he or she will no longer receive from you. Whatever your decision is, you must take specific action in order to change the division of your life insurance benefits after divorce.
Changing Your Policy
Under Illinois law, a divorce will automatically revoke some beneficiary designations, such as provisions in wills, trusts and power of attorney orders. If you do nothing to your life insurance policy, your former spouse may be entitled to the same benefits as when you were married. In order to change the beneficiary arrangement, you can:
Seven Tips for Discussing a Prenuptial Agreement With Your Future Spouse
Creating a prenuptial agreement can be a pragmatic step for a marrying couple. Marriages can end prematurely, either due to divorce or sudden death. A prenuptial agreement allows spouses to determine:
- How property and debt will be divided;
- Whether one spouse needs to pay alimony; and
- Other matters that are not related to children.
You may see the logic in suggesting a prenuptial agreement, but discussing it can be emotionally awkward. How do you talk to your future spouse about being prepared in case your marriage fails? There are tactful and sensitive ways to start the conversation.
- Pick the Right Time: Plan to first mention getting a prenuptial agreement when you know you will both be calm and capable of having a long discussion. If your fiancé is tired or in a bad mood, the discussion is more likely to devolve into an argument.